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      2 SC-covered credit monitoring services differ

      The two credit monitoring services covered by South Carolina's $12 million contract with Experian differ in what's accessible at no cost to enrollees, and whether help extends beyond the state-paid first year.

      COLUMBIA, S.C. (AP) -- The two credit monitoring services covered by South Carolina's $12 million contract with Experian differ in what's accessible at no cost to enrollees, and whether help extends beyond the state-paid first year.

      Experian last week began rolling out Family Secure, designed to alert parents if a credit file pops up in their child's name.

      It's offered on top of the ProtectMyID service offered to adult taxpayers.

      Gov. Nikki Haley negotiated the contract after a hacker stole millions of taxpayers' data.

      Family Secure provides unlimited access to Experian credit reports and credit scores, instead of a single free report.

      But it doesn't provide minors the lifetime of over-the-phone resolution assistance Haley has touted.

      The CEO of a nonprofit contacted by the governor's office says it's provided that for free since 1999.