COLUMBIA (WACH) â?? People in general forget passwords, and with some 50 or so we all have to know, itâ??s easy to see why. Randomly choses passwords or phrases are more secure, but also forgotten more because there is no connection to our lives.
Palmetto Risk Groupâ??s Terry Jones says that often times, people use names that they will remember including their kids and spouses names, name of their street, or high school. â??The problem there is that people will research you through social media and already know all that information.â?? If you are looking for a password that has significant meaning but could escape the hands of a potential hacker is to use the first letter of a phrase. Jonesâ?? method is to take a phrase, â??I got my dog in Juneâ?? would become IGMDIJ, and then you can attach the year to further secure the phrase.
Old school methods include a Word doc or Excel spreadsheet, as long as it is locked with a password. If you are not at home, however, the hard copy list can do you little good.
There are also several apps and websites that will securely protect your most personal information on the cloud. According to Explecoâ??s Wendy Wells, the encryption used by many of these services often rivals a bank.
â??I like Keeper,â?? Wells says, pointing out that between business, personal, and social media, she has over 60 passwords she needs. Wells also says that there are paid options which are equally secure and may offer more features. â??1 Password and One Safe
The other consideration that is often overlooked, according to Jones, is changing your password. â??You should change it every 90 to 120 days.â??