COLUMBIA (WACH) -- As credit card companies continue to deal with the fallout of the massive target hacking, its effects may be impacting some consumers in the Midlands.
â??I was really scared I didn't think that it could've happened to me; thought that I was monitoring all of my accounts and realized I should've taken more proactive measures whenever I found out there had been hacking,â?? said Columbia resident Olivia Hyatt.
Hyatt just might be one of the millions of people who got more than they bargained for while holiday shopping last year. 110 million Target shoppers had their information stolen by hackers between November 27 and December 15 and Hyatt found out this week she's the victim of credit card fraud.
â??They (credit card company) said they couldn't confirm exactly how someone got my card, but they went back and looked an I had purchased items twice at target during the hacking window that target released the dates for and realized that it could be a result of that,â?? said Hyatt.
Hyatt's credit card company told her someone maxed out her account by using a fake card created with her information. The crooks spent hundreds of dollars at fast food restaurants, gas stations and other stores in Orangeburg.
Luckily, for Hyatt, her credit card company noticed something was wrong, contacted her and closed the account.
Here are some things that you need to know in case you become a credit card fraud victim. According to the South Carolina Department of Consumer Affairs, while most companies don't hold victims responsible, consumer liability ends at $50 if the fraud is reported within 60 days of receiving a bill with the fake charges. When it comes to debit/atm cards, liability depends on when the consumer notifies the company.